Karla Grimes

As the year winds down and the holidays approach, it's a great time to make sure your coverage still fits your life. Whether you've moved, bought a new car, added a family member, or made home improvements this year - your insurance needs may have changed. Let's schedule your annual insurance review to ensure you're properly protected heading into the new year. We'll go over your Auto, Home, and Life policies, to make sure everything is up to date. Call, text, or stop by today to set up your quick review - we're here to help you protect what matters most this season.

A little about me and our office:

With over 30 years of experience as a business leader in West Texas, I have developed a deep understanding of the unique complexities of our region and economy. I am married to my high school sweetheart, James, and together we have one son, Kody. We recognize the hard work that Texas families put in every day, and our goal is to serve you with the same dedication.

In Texas, we work hard and play hard—and we are prepared to meet your insurance needs. Our highly skilled and licensed team specializes in Auto, Home, Business, Recreational, Farm, Life, and Health insurance. Whether you are purchasing a new home, buying a vacation property, or seeking protection for your life, health, auto, business, or even your pet, we are here to help safeguard what matters most to you.

We are proud to serve Odessa, the Permian Basin, and the great State of Texas. Please call or stop by our office, and let us assist you and your family in building a personalized insurance plan that fits your needs and budget.

Q & A

What factors affect my auto insurance pricing? - Your driving record, age, location, type of vehicle, and coverage levels all impact your price.

What does homeowners insurance cover? - It protects your home, personal belongings, and provides liability coverage if some is injured on your property.

Do renters need insurance? - Renters insurance may not always be required, but it protects your belongings and offers liability coverage that most apartment complexes and land lords require.

How much life insurance do I need? - Typically 10-15 times your annual income, depending on your debts, living expenses, and future financial obligations. We can help you find a plan that suits your needs and your finances.